The Investment Banking Department of Komerční banka provides investment services pursuant to the Capital Market Trading Act, to the extent permitted by the licence issued by the Czech National Bank.
The services offered to clients consist of, without limitation, free funds investing, financing (funding), and market risks hedging.
In terms of investing, we offer a wide scope of securities trading (shares, bonds, treasury bills etc.) and deposit products, including structured deposits. We also facilitate the purchase of physical gold. Fees and prices of all investment instruments depend on current interbank market prices.
In addition to common financing instruments, such as short-term loans and promissory note programmes, some less frequent instruments are also available to selected groups of clients, e.g. repo loans secured with securities or Lombard loans secured with a client’s investment portfolio.
Due to a wide range of investment tools, we help our client to hedge against currency, interest, and commodity risks as well as other market risks. Our offer embraces simple instruments such as Swap or Forward, but also more sophisticated Options and Option strategies, which can be customised to client’s needs. We routinely provide hedging against risks connected with emission allowances.
Traders from several teams offer to our clients not only access to the financial market but also individual consultancy in the area of risk hedging, investing in the financial market or capital market, and appropriate approaches to company financing. Based on client’s requirements and preferences, our experts prepare an optimum strategy to be employed under the given circumstances and, while implementing it, respond flexibly to any changes that may occur in the financial market. The products and services can be divided into the following categories:
The team provides comprehensive services to Czech and Slovak institutional clients (insurance companies, building savings banks, investment companies, pension funds, and unit investment trusts) in the following areas:
At the same time, Komerční banka plays the role of a market maker in these markets or, alternatively, exploits direct links to the financial centres in London and Paris through the networks of Société Générale, its parent bank, and other banks.
Komerční banka is a member of the Prague Stock Exchange. The Equities Department provides finance investors from the Czech Republic and abroad, as well as private clients of the network of Komerční banka branches, direct access to the Czech stock exchange and major foreign markets, and makes it possible for them to participate in new IPOs. Other clients of Komerční banka can indirectly submit on-line instructions for the purchase or sale of Czech shares at most points of sale of the KB network or via the call centre.
The network of KB branches, in cooperation with the Institutional Sales & Equities Department, provides access to interbank bond market products (including a participation in government bond auctions) also to small investors, who therefore can invest into government bonds and mortgage deeds, starting from the quantity of one bond/deed (a face value of CZK 10,000).