We expect a strong set of numbers for the third quarter of 2025. Moneta should report the following yoy increases: Operating income: CZK3.45bn (+6.3%); operating profit: CZK2.1bn (+9.7%); net profit: CZK1.68bn (+9.6%). As in previous quarters, net interest income will be positively impacted by lower funding costs. Revenues will also reflect the successful sale of third-party products. Moneta should demonstrate cost discipline, with operating costs remaining stable yoy.